sydney Office P: + 61 2 8273 9971

Thomas Cavanagh

Senior Associate


About Thomas Cavanagh

Thomas works across Wotton + Kearney’s Financial Lines, Property & Energy and Subrogation & Recoveries practice groups. He has particular experience in matters relating to professional indemnity, directors & officers, construction and cyber claims. Thomas is also involved in running a number of large subrogated recoveries resulting from mining and energy claims and marine incidents.

Recently, Thomas was involved in a range of claims where coverage advice was provided to insurers in relation to a $15 million insolvent trading claim and cyber insurance claims arising from hacking, manipulation and ransom of insured’s computer systems. He has also worked on a $15 million recovery arising from the leakage of diesel fuel following a spill. The recovery involved consideration of proportionate liability issues arising from commercial arbitrations and the applicability of an indemnity in favour of one party.

Thomas plays an active role in Wotton + Kearney’s Community Footprint Program. He currently volunteers at the Senior Rights Service providing legal assistance to the elderly. He also acts on a pro bono basis by referral from the New South Wales Supreme Court JusticeLink program.

Prior to joining Wotton + Kearney, Thomas provided advice and acted for financial institutions and insolvency practitioners in relation to litigated claims under the Corporations Act 2001 (Cth) and general commercial litigation.

Areas of Expertise

  • Financial Lines
  • Cyber & Data Security
  • Construction & Contract Works
  • Subrogation & Recoveries

Thomas Cavanagh's Experience

  • Providing coverage advice to insurers in relation to a $15 million insolvent trading claim. The claim concerned the potential trigger of a conduct exclusion in the policy and involved a detailed consideration of that exclusion along with a consideration of the mechanisms in which to trigger the exclusion.
  • Acting for insurers of a large power station in a $15 million recovery arising from the leakage of diesel fuel following a spill. The recovery involved consideration of proportionate liability issues arising from commercial arbitrations and the applicability of an indemnity in favour of one party.
  • Acting for insurers of coal and gas terminal in a $5million recovery arising from a collision by a barge in a cyclone. The recovery involved a consideration of the Convention on Limitation of Liability for Maritime Claims and a detailed consideration of negligence in a natural disaster.
  • Defending professionals including accountants, financial planners, real estate agents in claims for negligence and breach of contract. Thomas has been able to achieve commercial outcomes to minimise both insured’s and insurers’ exposure.
  • Providing coverage advice to insurers in relation to cyber insurance claims arising from hacking, manipulation and ransom of insured’s computer systems.

Professional Affiliations

  • Australian Professional Indemnity Group
  • Australia Insurance Law Association
  • Law Society of NSW

Publications